Free budget templates
Ready-made budget spreadsheets with the formulas already done. Download one, type in your numbers, and the totals update as you go.
Each template is a free Excel file: no sign-up, no email address. It opens in Microsoft Excel, Google Sheets, Apple Numbers and LibreOffice. Green cells are for typing; everything else is calculated for you, and each file includes a "How to use" sheet.
Not sure which one to pick? The monthly budget is the most flexible starting point. The 50/30/20 budget keeps things to three big groups. The zero-based budget is for planning every dollar before the month starts.
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Monthly budget template
Plan and track a month of income, bills, spending and savings, with 25 ready-made categories.
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50/30/20 budget template
Enter your take-home pay and see your needs, wants and savings targets, then check your plan against them.
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Zero-based budget template
Give every dollar a job: a running "left to assign" total turns green when your plan reaches $0.
Rather not manage a spreadsheet?
To Budget Simply does the same job as a free web app: add income and spending in a couple of taps, set a budget for each category, and see what's left this month on your phone or computer.
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