Free budget calculators
Quick answers to common money questions. No account needed, and everything is calculated in your browser.
Use the emergency fund calculator to see how much to keep aside for surprises and how long it will take to save. The savings goal calculator works out the monthly amount for a target date, or the date for a monthly amount.
Paying off more than one debt? The debt payoff calculator compares the snowball and avalanche methods side by side. And the 50/30/20 calculator splits your take-home pay into needs, wants and savings.
Each calculator page explains how it works, with a worked example. If you'd like to go further, the budgeting guides walk through each topic with worked examples, and the free budget templates give you a ready-made spreadsheet.
- Emergency fund calculator How much to keep for emergencies, and how long it takes to build.
- Savings goal calculator The monthly amount to reach a goal by a date, or when you will get there.
- Debt payoff calculator Snowball vs. avalanche: payoff date, interest and order.
- 50/30/20 budget calculator Split take-home pay into needs, wants and savings.