Savings goal calculator
Find out how much to put aside each month to reach a savings goal by a date, or when you will reach it saving a set amount.
Free, no account needed. Everything is calculated in your browser and saved there, so your numbers are still here when you come back, even after you sign up. Nothing you type is sent to us.
Still to save:
You have already saved enough. Nice work.
Saving a month, you will get there in , around .
Save a month for to get there by .
Save this as a goalHow it works
Subtract what you have already saved from the goal amount to get what is left to save.
Saving a set amount each month: divide what is left by your monthly amount and round up, because a partial final month still needs a deposit. That many months from today is your finish date.
Aiming for a date: count the months until that date (a partial month counts as one), divide what is left by that number and round up to the cent so you never fall short.
Savings goals in the To Budget Simply app use exactly the same calculation, so the numbers here match what you will see after you sign up.
Example
Maya wants $6,000 for a trip in 12 months and has already saved $900. She has $5,100 left to save, so she needs $425 a month.
If she can only manage $300 a month, $5,100 รท $300 = 17 months, so she would reach her goal in 1 year 5 months.
Track it for real
To Budget Simply is a free budgeting app: track income and expenses, set category budgets and watch your goals fill up.
Create a free accountYou'll come straight back to this calculator with your numbers after you sign up.
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These results are estimates for planning, not financial advice.